Pay with Thales
Peer-to-peer · Kigali

Swap Naira and Francs.Person to person.

Pay with Thales connects Nigerians in Kigali who need to change money — Naira to Rwandan Francs, or the other way round. Fair rate, minutes not hours, no more hunting the group chat.

No app to install · Sign in with your email · Paid out to MoMo or bank

How it works

Three steps. That's it.

1

Create a swap

Pick a direction and amount. We lock your rate and give you a reference.

2

Pay in

Send your money to the account we show you — your OPay/bank, or MTN MoMo.

3

Get paid

Once we confirm it, your money lands in your MoMo or Naira account. Done.

Works both ways

Naira → RWF

Got Naira, need Francs in Kigali? Send Naira, receive RWF straight to your MTN MoMo.

RWF → Naira

Got Francs, need Naira back home? Send RWF, receive Naira in your bank or OPay.

Why Pay with Thales

Fair, upfront rate

You see exactly what you'll receive before you pay. No surprises.

Fast payouts

Money moves in minutes once your payment is confirmed.

Built for the community

Made for Nigerians in Kigali, by people who felt the same pain.

Nothing to install

Sign in with your email and a code. Use it right in your browser.

Ready to swap?

It takes about a minute to make your first one.

Get started →